Skip the Bank.
Get the Keys.
Turned down by a bank before? That sting wasn't your fault. You can buy a home directly from us, no bank required. If you have steady income and can handle a down payment and the monthly payment, rough credit won't stand in your way. (Looking to rent? We've got you covered too.)
Call or text (325) 244-5899 or fill out the form to get started.
★★★★★ Veteran-owned and Locally Operated in San Angelo
34+ years & $1B+ in home transactions.
You're probably thinking this sounds too good to be true.
We hear that a lot, and honestly, we'd be skeptical too. So here's the plain truth: owner financing means we finance your home directly, not a bank. You make a fair down payment, then simple monthly payments to us. We qualify you based on your income and whether you can comfortably afford the payment, not your credit score.
SIMPLE & STRESS FREE
How Owner Financing Works
Browse homes with clear prices and monthly payments, so you know what fits your budget, no surprises.
Pick Your Home
We look at your income and whether you can comfortably afford the payment, not your credit score. No bank, just simple terms that fit your budget.
No Bank, Income-Based Approval
Sign simple paperwork, get your keys, and start building toward full ownership. This is your home.
Get the Keys
All we ask: All we ask: steady, verifiable income, a down payment, and enough room in your budget to comfortably afford the monthly payment. That's how we qualify you, not by your credit score.
___________________________________________________________________________________________________________
34+ yrs
Real Estate Experience
$1B+
In Home Transactions
Local
Owned in San Angelo
9–6
Open Mon–Sat · CST
PROOF, NOT PROMISES
Real Families, Real Keys
You don't have to take our word for it; these are real San Angelo families, many turned
down by banks first, getting the keys to their own homes.
Client Stories
WHO WE ARE
We Believe Everyone Deserves a Fair Shot at a Home
If a bank has ever made you feel like less than you are, we understand, and we built JD Team Home Solutions for you. We help hardworking West Texas families become homeowners through owner financing, even when banks say no, judging your income and commitment, not your credit score. Honest, transparent, and local.
Meet the JD Team
Founder & Managing Partner
Emival Jorge
✓ Experienced real estate investor.
✓ Manages multiple rental properties.
✓ Rehab, financing & sales expertise.
✓ Serves Texas families with seller financing.
Strategic Partner & Advisor
Shaun McQuistion
✓ 34+ years of real estate experience.
✓ $1B+ in single-family home transactions.
✓ Former President, Dallas Real Estate Investing Association.
Rehab Project Manager
Katiane Jorge
✓ Manages renovation projects end-to-end.
✓ Repairs, remodeling & improvements.
✓ On time, on budget, quality standards.
FAQ
Questions People Ask Us
I've got bad credit, Can I
really still buy?
Yes. We don't approve you on a credit score, we look at your income and whether you can comfortably afford the monthly payment and down payment. Rough credit won't stop you if the numbers work.
How much are the down payment and monthly payment?
It depends on the home, and our terms are flexible. Every listing shows an estimated monthly payment, and we'll walk you through the exact numbers on any home you like.
What do I actually need
to qualify?
Steady, verifiable income, a down payment, and enough monthly budget to comfortably cover the payment. That's it, no bank and no perfect credit required.
Honestly, is this a
scam?
Fair question, and you should ask it. We're a local San Angelo team with 34+ years and over $1B in real estate, real homes, and real families getting their keys right here on this page.
Do I really own the home,
or is this just renting?
You truly own it. From day one the home is yours, and every payment builds toward paying it off. We're the bank, not your landlord.
What if I'm not ready to buy,
do you rent too?
Yes. If buying isn't the right step for you yet, we also offer quality homes for rent in the San Angelo area. Tell us what you're looking for, and we'll help you find a home that fits your needs.
